Thursday, March 25, 2010

Postal Life Insurance (PLI)

Monopoly for securing life insurance business in India was created in favour of Life Insurance Corporation of India by passing the L.I.C. Act. 1956.  The only exception was Postal Life Insurance.  In fact Postal Life Insurance was started in 1884 as a welfare measure for the employees of Posts and Telegraph Department under Government of India.  Seeing the popularity of its schemes, various departments of Central and State Governments were extended its benefits.  Now Postal Life Insurance is open for employees of all Central and State Government Departments, Nationalized Banks, Public Sector undertakings, Financial Institutions, Local Bodies like Municipalities and Zila Parishads, Educational Institutions added by the Government etc.

Rural Postal Life Insurance

On 24th March, 1995, the benefits of Postal Life Insurance were extended to rural population of the country under the banner of Rural Postal Life Insurance.

The Postal Life Insurance and Rural Postal Life Insurance have following  products : -

PLI                                    RPLI

(a)  Santosh                 (a)  Gram Santosh

(b)  Suraksha                (b)  Gram Suraksha

(c)  Suvidha                  (c)  Gram Suvidha

(d)  Sumamgal               (d)  Gram Sumangal

(e)  Yugal Suraksha        (e)  Gram Priya

(f)  Children Policy          (f)  Children Policy

The main characteristic of the Postal Life Insurance Scheme is its simplicity and limited number of its products.  The rates of premium are slightly lower and bonus raters are higher, as compared to LIC Plans. The surrender values are also more liberal. In real sense there are no marketing activities in PLI.  In spite of this it has registered a modest growth.

The Postal Department is also chalking out plans to expand its operation on larger scale.


  1. OK i satisfied to your kind information. my contact number is 9318742131

  2. hello sir! pli mein jo 5500RS ek saal ke baad ayega wo kis prkar ayega. weh policy mein jud jayega ya ek saal hone par by cheqe se ayega iske baare mein sampooran jaankari dene ki kripa kare. Sanjeev kumar vill. sasan po. charatgarh,distt una(HP) 9318742131

  3. Me and ozzy fucked tougher, trying to show to my own god!
    FUCK YES!' just before cumming inside my warm pussy. were still fucking

    Also visit my website - hcg injections

  4. Εxcellent goods frοm you, man. Ι've remember your stuff prior to and you are simply extremely fantastic. I actually like what you have bought right here, really like what you are stating and the best way through which you assert it. You're making it enjoyable and you cοntinue to care foг to κeep it ѕmart.

    I can't wait to read far more from you. That is really a great site.

    Also visit my blog post :: hcg drops diet

  5. Which one choose, for one not yet in regular job, PPF, PLI, Term Plan in LIC?

  6. R P L I is a good thing but serviceinng is poor.